Open a Canadian bank account

Bring original ID: usually two documents, one with your name and address and one with your name and date of birth, such as your passport. If you have no document with your address yet, one ID plus someone the bank trusts who confirms who you are can be enough. You don't need a job. Banks only need your SIN for accounts that earn interest. Banks that signed the federal low-cost account commitment give newcomers a no-cost account for their first year.